Why is suitable insurance cover important? Either way, keep accurate and detailed records of your injuries sustained and your medical treatment following the accident. If you were not admitted to hospital after the accident, consider seeing your doctor for a check-up anyway just to make sure. Consider seeing your doctor for a check-up Give your insurance company as much information about the accident as you can include whether police attended the scene. Contact your insurance companyĬontact your insurance company prior to moving your vehicle from the scene as they may have their own tow trucks or tow truck contractors they prefer to deal with and can instruct where your vehicle will need to be taken for assessment. You will also be required to make a statement, keep it factual and remember not to speculate. If the police attend, they will usually do this on your behalf. If there are any witnesses to the crash, ask them where they were, what they saw and make sure you get their contact details. Some of the phone apps listed above allow you to add photos to your accident report which is very useful.
Having evidence and as much information as possible will assist your claim and potentially speed up the process. This will assist both the police if required and your insurance company.
If possible, take pictures of the damage to both vehicles as well as the location. It is up to your insurance company and the police to make this assessment and anything you say may hinder the investigation or any future legal proceedings. This is not something that is up to yourself or other parties involved to assess. IMPORTANT NOTE: It is imperative to make sure you never apologise or admit fault.
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There are many useful apps available to record accident details, including Car Accident Report for iPhone and Accident Report or Help I Crashed My Car for Android users. Exchange driver’s licence information as well as vehicle and insurance details. Make accurate records of people and vehicles involved. You may require a police report to file a claim with your insurance company if necessary. Call the police and ambulance if requiredĮven if no one seems to have sustained serious injuries and the damage to vehicles involved appears minor, it may be a good idea to contact the police. Let emergency services know as soon as possible for any assistance. Time is a real factor here as anyone who is in a a critical condition will require urgent medical attention.
If you are not too injured to move around, check any passengers that were in your vehicle, pedestrians that may have been caught in the accident as well as the occupants of the other car to access whether an ambulance is required. Check on your passengers and anyone else involved fallen power lines or fire, you should move to safe place to take stock of the situation. Whilst you should never leave the scene of an accident if there is clearly danger to yourself and others e.g. Assess the damage both to both vehicles, and any person who was involved in the accident, most importantly though, be certain not to put yourself in further danger, like stepping onto a busy road. The most important thing to remember after an accident is keep a level head. If you do find yourself in an accident follow our helpful tips below to help you handle it with ease. Helpful tips in the event you have a vehicle accident
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